December will be here before you know it. As the calendar year winds down, calendars everywhere fill up quickly, including at dental offices.
If you have dental insurance, the end of the year is a crucial time to make the most of any unused benefits, which simply disappear (typically no rollover) at year-end. To get the most from your dental insurance before the year ends, schedule your cleaning and any needed treatment with your Kalamazoo dentist early.
Your Kalamazoo Year-End Dental Checklist
Many plans cover cleanings and exams at a high percentage, but also have an annual maximum and a deductible, both of which usually start over in January. Start by looking at what benefits you have left, including how much of your maximum you’ve used. From there, you can move on to treatment planning:
- Book your routine cleaning and exam before the holidays. Earlier booking means more choice of days and times, before the December rush.
- Schedule any treatment you’ve been putting off, like fillings or crowns.
- Ask about splitting a larger treatment plan across two benefit years.
- Use any health/flexible spending account (HSA/FSA) dollars you have, which also often expire at year-end.
Helping Kalamazoo Families Navigate Dental Insurance
Insurance rules can be confusing. You should not have to decode them alone. Dr. Mark Richardson and our team submit all insurance claims on your behalf, which takes paperwork off your plate and allows you to focus on making the most of your benefits. If a treatment plan goes beyond what your plan covers, we offer a range of payment options, including financing via Cherry®, Sunbit®, and CareCredit® to spread the cost into manageable monthly payments.
Year-End Dental Benefits in Kalamazoo, MI
If you’re in Kalamazoo, Portage, Richland, Parchment, or any of the surrounding communities and want to learn more about using your dental benefits before the year ends, contact Dr. Mark Richardson and our friendly, helpful Kalamazoo dental team to schedule an appointment.